One Trusted Advisor. Multiple Areas of Expertise.
Danilo Phillips is both a licensed mortgage broker and a Certified Public Accountant — a rare combination that allows Guardian to see your complete financial picture.
Building Financial Foundations. Strengthening Families. Inspiring Wise Stewardship
At Guardian Finance, we believe wise financial decisions strengthen lives, families, businesses, and communities. Through trusted relationships, practical education, and professional guidance, we help you move forward with confidence, whether you are buying a home, planning your taxes, growing a business, or preparing for the future.
We Start With Understanding
Most people don't need more financial products. They need someone who will take the time to understand their situation, explain their options clearly, and help them make decisions they feel confident about. That is what Guardian Finance is built to do.
Why Families and Business Owners Choose Guardian
Education Before Advice.
We believe you deserve to understand every option before you decide. Guardian takes the time to educate before advising.
Serving Every Stage of Your Journey.
From first-time homebuyers to established business owners, Guardian serves clients at every stage of their financial journey.
Stewardship Over Self-Interest.
Guardian's approach is rooted in stewardship — placing your long-term wellbeing above short-term transactions.
A Heart for Community.
As a U.S. Army veteran and community educator, Danilo brings a commitment to service that extends beyond the office.
One Philosophy. Multiple Ways We Serve.
Guardian Finance serves individuals, families, and business owners through professional financial services built on one shared philosophy: wise stewardship.
Mortgage Services
Helping individuals and families purchase and refinance with access to competitive rates across multiple lenders — with no separate broker, processing, or underwriting fees under Guardian's current model (for most loans).
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Tax Planning & Preparation
Helping individuals and businesses plan proactively, remain compliant, and reduce uncertainty.
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Business Advisory & Accounting
Helping business owners build stronger financial foundations through accounting, advisory services, and strategic guidance.
Learn MoreFinancial Education
Empowering people through workshops, articles, guides, and practical financial education.
Explore ResourcesThe Guardian Difference
People deserve trusted guidance when making life’s most important financial decisions. That belief shapes everything we do
We Educate Before We Advise. We believe informed people make wiser decisions.
We Serve Before We Sell. Relationships matter more than transactions.
We Place Stewardship Above Self-Interest. Your long-term success is more important than our short-term gain.
We Strengthen People. Our goal is for every person to leave more informed, more confident, and better prepared than when they arrived.
Meet Danilo Phillips, CPA — Founder and First Guardian Steward
As a Certified Public Accountant, former IRS Revenue Agent, U.S. Army veteran, mortgage broker, and educator, Danilo Phillips brings together professional experience and a heart for service with one purpose: Helping people make wise financial decisions through trusted relationships, practical education, and faithful stewardship.
Read Our StoryLearning Center
Continue learning with practical resources designed to help you make informed financial decisions.
Featured Topics
- Buying Your First Home
- Understanding Mortgage Options
- Florida Homebuyer Programs
- Tax Planning Strategies
- Business Financial Foundations
- Stewardship and Financial Wisdom
- Veteran Resources
- Community Programs
Community Impact
Guardian believes strong communities are built one family, one business, and one relationship at a time.
Our commitment extends beyond financial services through:
- Homebuyer education
- Church partnerships
- Veteran support
- Guardian Community Heroes
- Community workshops
- Nonprofit engagement
Because success is measured not only by what we accomplish, but by the lives we strengthen
Discover the Guardian CommunityWhat Our Clients Are Saying
“Danilo did an outstanding job on my mortgage process. He's very honest and transparent, he has high levels of integrity, he's very efficient and professional. I strongly recommend him.”
Verified Google Review
“Dan was straightforward with us, answered every question we had without making us feel like a burden, and worked hard to get us the best rate out there. Mortgages are stressful enough on their own, and having someone genuinely in your corner made all the difference. We had a great experience and are already planning to use him again when we move. Highly recommend without hesitation.”
Verified Google Review
“Dan was an awesome tax preparer. He was very knowledgeable and was willing to inform me of what I could do in order to make my filing process beneficial to me. He informed me of what I could do for future filing. I am "over the moon" to have him as my advisor.”
Verified Google Review
“Danny did prepared my taxes in a very efficient way. He made it very easy and figured out my deductions. I've been using him for a couple of years now.”
Verified Google Review
“Always a pleasure to work with Dan. Thanks for great service”
Verified Google Review
“Fast process and great communication, 100% recommend!”
Verified Google Review
“Very pleasant experience with a wonderful crew if you are looking for a good team to work with in buying a home I highly recommend Mr Danilo phillips at Guardian finance LLC, very professional and any questions I had it was always answered, very up front and he is really for helping people dreams come true and the crew is all hands on side by side with you. I'm very grateful to Guardian finance.”
Verified Google Review
“This webinar was very informative I truly enjoyed it and am now ready to move forward in purchasing a home”
Verified Google Review
Let's Begin with a Conversation.
Whether you are ready to move forward today or simply want trusted guidance before making important financial decisions, we would be honored to meet with you.
Schedule Your Complimentary Guardian Discovery ConversationA conversation built on trust. Guided by wisdom. Focused on you.